6 Steps To Take After An Auto Accident

6 Steps To Take After An Auto Accident

Taking the time now to plan what to do if you are in an auto accident can help get you back on the road faster. Doing a few things at the scene of an accident can help you avoid costly and time-consuming mistakes. Here are several useful tips from the experts at Progressive that you should remember if you’re in an accident. You may even want to keep these tips in your vehicle’s glove compartment: {{more}}1) Stay safe. Make sure your car and any other vehicles are as far off the roadway as possible. Warn oncoming traffic by activating your hazard warning lights. 2) Call the police. Call 911 to report the accident. Even if you just had a fender bender, call the police so they can document who was involved; they’ll decide whether an accident report is necessary. 3) Contact your insurance company and report the claim. The sooner your insurance company knows about the accident, the sooner it can start working to resolve your claim. 4) Stick to the facts. Discuss the accident only with police and your insurance company. Be honest and factual. Avoid guessing or speculating on times, distances or speeds if you’re unsure. 5) Exchange vital information with the other driver. Write down the name, address, phone number, and license numbers of all drivers and witnesses. Ask each for the name of his or her insurer and policy number. Your insurer might need to speak with them to determine who’s at fault for the accident. Your insurance company will want to know if the police responded, or if anyone was injured. Also, get details about the other cars involved, and take note of whether the cars are damaged and if so, where the damage occurred. 6) Consider all your repair options. Once you’ve figured out all of the details at the scene, you’ll need to consider your next steps. With some companies, you can choose the most convenient way to have your claim handled. With Progressive, for instance, you can use a shop in the company’s network, go to a shop of your choice, accept a settlement check and not make repairs at all, or use one of their Service Centers. Using these Service Centers is easy. Just drop off your car, pick up a rental car, and they take care of the rest — from writing estimates to arranging repairs with a body shop. When you report your claim, Progressive will let you know if there is a Service Center nearby and you can decide whether you’d like to use it. For more useful auto and insurance information visit www.progressiveagent.com.